Information We Collect - Information You Provide Us
We may also ask you to create login information for your SumoBank account, such as a username and password. When you provide your mobile phone number, we may ask for your consent to receive text messages relating to our Services at that number.
Information About Your Transactions
We collect Personal Information about your transactions with us and others.
Information From Third Parties as regards your account with us to enable us keep history of your saving and personal finance activity for your own use.
We also collect Personal Information about you from other companies. For instance, we may receive Personal Information about you from a consumer reporting agency.
Information Automatically Collected
Information that we automatically collect in connection with your access or use of our Services may include:
Device Information: We may collect Device-specific information (such as hardware model, operating system version, unique Device identifiers, and mobile network Information, including your mobile phone number). We may associate your Device identifiers or mobile phone number with your sumobank.ng account.
Log Information: We may record or log information from your Devices, their software, and your activity accessing or using our Services. This information may include:
The Device's Internet Protocol ("IP") address.
Identification numbers associated with your Devices.
Device event information, such as crashes, system activity, and hardware settings
Date and time stamps of transactions
System configuration information
Other interactions with our Services
Information Collected Through Cookies and Similar Technologies
Session cookies: Session cookies are temporary cookies that expire and are automatically erased whenever you close your browser window. We use session cookies to grant users access to content and to enable actions they must be logged into their Sumoobank.com account to perform.
Third-party cookies: We permit certain third parties to place cookies through our Services to provide us with better insights into the use of our Services and user demographics and to advertise our Services to you. These third parties may collect information about your online activities over time and across different websites when you access or use our Services. For example, we utilize Google Analytics to analyze usage patterns for our Services. Google Analytics generates a cookie to capture information about your use of our Services, which Google uses to compile reports on website activity for us and to provide other related services. Google may use a portion of your IP address to identify its cookie, but this will not be associated with any other data held by Google. We may also permit third-party service providers to place cookies for our Services, as indicated above, to perform analytic or marketing functions where you are notified of them and you have consented to the usage. We do not control the use of such third-party cookies or the resulting information, and we are not responsible for any actions or policies of such third parties.
Do Not Track ("DNT") is an optional browser setting that allows you to express your preferences regarding tracking by advertisers and other third parties. We do not use technology that recognizes DNT signals from your web browser.
How We Use Your Information
How We Share Information
We may share your Personal Information with unaffiliated third parties:
Other financial companies for joint marketing purposes;
Affiliated companies for their everyday business purposes; or
Any third parties so they can market to you.
We may share your Personal Information with unaffiliated third parties:
If you request or authorize it;
If the information is provided to help complete a transaction for you;
If the information is provided to:
comply with applicable laws, rules, regulations, governmental and quasi-governmental requests, court orders, or subpoenas;
protect our rights, property, or safety or the rights, property, or safety of our users or others (e.g., to a consumer reporting agency for fraud protection, etc.);
If the disclosure is done as part of a purchase, transfer, or sale of services or assets (e.g., in the event that substantially all of our assets are acquired by another party,
your Personal Information may be one of the transferred assets);
If the information is provided to our third-party service providers to perform functions on our behalf
(e.g., analyzing data, providing marketing assistance, providing customer service, processing orders, etc.);
For our everyday business purposes; or
If you do not wish to receive offers or other notices from us in the future, you can "opt out" by contacting us as indicated at
ble to opt out of receiving communications about your Sumobank.ng account or related transactions with us.
Accessing Your Information
You must notify us of any change in your Personal Information by updating your Sumoobank.com account profile through our website or app. Any changes will affect only future uses of your Personal Information.
You can ask us whether we are storing your Personal Information and you can ask to receive a copy of that Personal Information. Before sending you any Personal Information, we will ask you to provide proof of your identity. If you are not able to provide proof of your identity, we reserve the right to refuse to send you any Personal Information. We will respond as quickly as we can to your requests for details of Personal Information we hold about you.
Information You Share Socially
Our Services may allow you to connect and share your actions, comments, content, and information publicly or with friends. We are not responsible for maintaining the confidentiality of any information you share publicly or with friends.
Our Services may also allow you to connect with us on, share on, and use third-party websites, applications, and services. Please be mindful of your personal privacy needs and the privacy needs of others, as you choose whom to connect with and what to share and make public. We cannot control the privacy or security of information you choose to make public or share with others. We also do not control the privacy practices of third parties. Please contact those sites and services directly if you want to learn about their privacy practices.
We have and require our third-party service providers that receive Personal Information from us to have, a comprehensive written information security program that contains administrative, technical, and physical safeguards for our respective physical facilities and in our respective computer systems, databases, and communications networks that are reasonably designed to protect information contained within such systems from loss, misuse, or alteration. When your bank account information is transmitted via our Services, it will be protected by encryption technology, such as Secure Sockets Layer (SSL).
No method of electronic transmission or storage is 100% secure. Therefore, we cannot guarantee absolute security of your Personal Information. You also play a role in protecting your Personal Information. Please safeguard your username and password for your Sumobank.ng account and do not share them with others. If we receive instructions using your Sumobank.ng account login information, we will consider that you have authorized the instructions. You agree to notify us immediately of any unauthorized use of your Sumobank.ng account or any other breach of security. We reserve the right, in our sole discretion, to refuse to provide our Services, terminate Sumobank.ng accounts, and to remove or edit content.
Protecting Children's Privacy
Our Services are not directed, or intended to be attractive, to children under the age of 16. We do not knowingly collect Personal Information
from children under the age of 16. If you are under the age of 16, do not use our Services or submit any information to us.
Links to Third-Party Websites
When you use our Services, you may be directed to other websites that are beyond our control.
We may also allow third-party websites or applications to link to our Services. We are not responsible for the privacy
practices of any third parties or the content of linked websites, but we do encourage you to read the applicable privacy policies
therein or as otherwise required by applicable law. You are free to decide whether or not to accept a revised version of this
terminate your access and use of our Services. Except as otherwise expressly stated by us, your access and use of our Services is